Research

ORTEC experts regularly publish articles and working papers in a wide variety of financial publications. ORTEC’s view and solutions are also covered in various newspapers, financial magazines and journals. By doing so, we give our reaction to developments in the dynamic areas we are active in. Apart from that, we keep our clients regularly informed about the developments within our innovative solutions and developments within ORTEC itself.

Recent Research

Market Consistent ALM for Life Insurers - Steps toward Solvency II
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Developments in Pension contracts - "Indexatielabel"
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Press releases

CheckMijnPensioen.nl awarded communication prize
At the tenth annual pension symposium organised by Pensioen, Bestuur & Management, ORTEC received the award for “excellent communication by a commercial provider in the pension market”. “ORTEC developed an innovative and convenient pension planner, www.CheckMijnPensioen.nl, that not only combines the pension overviews of the participants, but also takes the entire family income into consideration”, according to the report of the jury.
ORTEC Focus on Switzerland
During 2007 ORTEC took the initial steps in a determined strategy to expand its services to the Swiss institutional investor market. The approach included the creation of specific methodologies and models, particularly a detailed modeling of the liabilities reflecting local Swiss regulations.
In 2008 ORTEC will continue to strengthen its presence in Switzerland from its new office in Pfäffikon.
Guus Boender wins NPN Award
On November 1st, 2007 the third annual NPN Awards were handed out during a festive gala at Grand Hotel Krasnapolsky in Amsterdam. Dozens of pension funds, both big and small, took the time and energy to impress the NPN jury with their best practices this year. Guus Boender, currently on the Supervisory Board of ORTEC International, took home the most prestigious award of the night.

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Insurers

Successful insurers anticipate and adequately respond to important developments in the field of risk management, accounting and regulations. Consider, for example, the market valuation of liabilities, the International Financial Reporting Standards (IFRS), Market-Consistent Embedded Value and Solvency II. But other, more local developments, such as the introduction of the new health care system in the Netherlands, pertain here as well. Aided by ORTEC’s advanced systems for Asset Liability Management (ALM), insurers are able to meet these challenges head on and translate them into new policy.

Many insurers already profit from the advantages of our professional ALM systems. Our client base is quickly expanding and includes various national and international life, casualty and property, and health care insurance providers. We support clients with our systems and software, and also provide consultancy services on complex valuation and policy issues. Furthermore, our performance-evaluation system PEARL can assist clients in the measuring, reporting and evaluating of their investment results.

Asset Liability Management

Insurers increasingly feel the need to consider their strategic policy, risks, objectives and constraints in an integral fashion. This is possible with ALS Life, the ALM scenario model that ORTEC developed for insurance companies.

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Risk-Based Capital (RBC)

Risk-based capital is the capital that is required to survive unexpected losses with a high degree of confidence. ALS Life is perfectly suited for calculating the RBC.

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Valuation of Liabilities

Identifying and valuing insurance liabilities correctly is a very complex and highly specialized exercise. With a special-purpose valuation module in ALS Life even the most complicated liability structures can be valuated with almost 100% accuracy.

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Product Development and Pricing

When developing new insurance products, important pricing parameters have to be taken into account. It is important to determine how the financial risks of a product can be hedged efficiently with financial instruments. ALS Life is well-suited to perform such analyses.

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Performance Evaluation

To support insurers in measuring, reporting and evaluating their performance, we developed PEARL. This performance evaluation tool enables you to evaluate the risk/return of each investment decision taken.

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