Thanks to its unique ALM-methodology, OPAL Asset Planner is the perfect instrument for Private Wealth Managers to advise clients on the optimal asset allocation and to monitor their (future) wealth objectives. Unlike most of the investment advice methods and tools that are currently on the market, OPAL can deliver multi-period and multi-target planning, applying scenario analysis to the field of Private Wealth Management. Using it will make you more distinctive and valuable as an advisor.
OPAL’s functionality is firmly centred on the client, and helps to
- formulate the client’s Investment Policy Statement, including the risk and return objectives and specific constraints;
- assign a particular risk profile to a client based on either ORTEC segmentation or your own;
- improve the client relationship through periodical and informed review meetings and fine-tuning of the investment mix;
- be cost-efficient to your client, by managing more clients simultaneously.
OPAL supports a firm-wide monitoring process with
- the ability to match specific portfolios against client segments;
- continuous monitoring of the risk/return profile of each client segment versus the formulated objectives;
- a consistent and guaranteed high-level quality of advice;
- fast and transparent reporting;
- monitoring of organisational efficiency.
OPAL is both efficient and practical in use, since it provides
- an optimal investment profile based on “emotion” and “analysis”;
- client advice displayed in an orderly fashion; (at a quick glance, all possibilities become visible);
- an instant overview of the various risk profiles of the entire client base;
- the client inventory through one uniform methodology.
OPAL can be tailored to your unique proposition. You can customize the system regarding
- the implementation of the investment process: which benchmarks to use; which profiles to distinguish; strategies (retrace, buy and hold, life cycle); the running of model portfolios for target client groups;
- the look and feel of the software
- the reports to your clients
OPAL helps you comply with current legislation and regulations such as the Markets in Financial Instruments Directive (MiFID) by
- providing clear insight into risk and return;
- displaying the match between client profile and product profile;
- allowing periodical reviews of the client’s risk profile and of the feasibility of meeting his or her objectives;
- storing and reconstructing the advising process.