The ALM approach of Ortec Finance has been further developed in PALM. PALM was developed by Ortec Finance to provide institutional clients with insight into the consequences of economic developments and proposed policy alternatives. This is how PALM helps to support institutional clients in making strategic choices with regard to pensions, contributions, indexation and investment policy.
PALM is a professional Microsoft Windows application with an extremely user-friendly interface. Every day a large number of ALM specialists (both internal and external) use our software for:
- making actuarial costing forecasts;
- carrying out IFRS and FASB-calculations and analyses;
- calculating market-to-market valuations of pension liabilities;
- generating future liabilities forecasts;
- carrying out risk analyses;
- carrying out ALM-studies;
- analysing consequences of local financial assessment frameworks;
- calculating valuations of embedded options;
- establishing risk budgets on the basis of Surplus at Risk;
- continuity and solvency analysis (FTK);
- analyse liability driven investment strategies.
Ortec Finance offers PALM for use under license to asset managers, pension plans, insurers, and other related companies.