OPAL Wealth Planner is the foundation of Ortec Finance Private ALM solutions. OPAL Wealth Planner supports the investment process, draws up client reports, interfaces with back office systems and incorporates all legal and regulatory requirements. OPAL Wealth Planner is always customized to your specific requirements and integrated in your existing business processes. Ortec Finance has for decades applied asset liability management techniques to manage risk and return for national and global pension funds. These techniques are now at the core of OPAL Wealth Planner. Depending on the specific situation and functionality required, OPAL Wealth Planner can be implemented as a desktop application or in a web-based environment.